Wednesday, July 27, 2005
Gaps in Children's Health Insurance Coverage
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From Newsday:
Statistically, for each child that is completely uninsured, there is another child uninsured for at least part of the year. Although it seems counterintuitive, a recent study shows that gaps in health insurance coverage can be worse than no coverage at all when it comes to children's health.
The researchers found that the children with intermittent coverage were more likely to postpone medical care than uninsured kids. For example, 20 percent of children who were uninsured for part of the year delayed getting medical attention because parents worried about cost compared to 16 percent without insurance and 4 percent with public and private coverage.
These gaps in coverage can come as a result of parents switching jobs or health plans without planning for the time in between. If you face a situation like this, I would strongly recommend considering short term health insurance, an inexpensive way to fill the gaps and make sure that you and your family are protected.
tags: health insurance, children
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